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An interest calculation model that is applied constantly to the invested capital, generating exponential growth. It is used in some DeFi platforms.
Technology that allows machines to learn and make decisions. In Web3, it is combined with blockchain to automate processes, data analysis and credit risk.
An API (Application Programming Interface) allows different systems or platforms to communicate with each other. In blockchain, it is used to connect Wallets, dApps and platforms such as EthicHub.
A farming system that combines trees with agricultural crops, generating ecological, economic, and social benefits. EthicHub promotes this approach in its regenerative projects.
An airdrop is the free distribution of tokens or cryptocurrencies to a community, usually as a marketing or loyalty strategy. In the DeFi world, airdrops help attract users, reward participation, or launch new projects. EthicHub has used airdrops to incentivize the use of the ETHIX token.
An algorithm is a sequence of logical instructions that enable tasks to be carried out automatically. In blockchain, algorithms determine processes such as consensus, staking, or reward distribution.
An altcoin is any cryptocurrency that is not Bitcoin. It includes projects like Ethereum, Cardano, or DAI. Many altcoins have specific uses and their own underlying technology.
Term that refers to a period of time where the altcoins outperform Bitcoin. It is common in market cycles and generates great interest among traders.
Crypto arbitrage consists of taking advantage of price differences for the same asset across different exchanges to make a profit. It is a common practice in markets with high volatility.
In crypto, a Asset (asset) can be a coin, a token, an NFT, or any digital asset with economic value. Ethix, for example, is a Impact Asset.
Blockchain auditors review code and smart contracts to detect security flaws or poor practices. They are essential in DeFi projects and for building trust.
A massive set of data that is analyzed with advanced technologies to discover patterns and make decisions. In DeFi, it is used to evaluate risk, behavior, and traceability.
It is the decentralized network and protocol on which the bitcoin cryptocurrency runs. It's the first public blockchain in history.
It refers to cryptocurrency itself, as a unit of value (1 Bitcoin = 1 BTC). It's useful to distinguish it from “Bitcoin” (with a capital letter), which refers to the network.
A fork of Bitcoin that emerged in 2017 to allow faster and cheaper transactions. It has its own community and development.
A block is a unit of information that groups transactions within a blockchain. Each new block is added chronologically, ensuring security and immutability.
Blockchain is a distributed ledger technology that stores information in a secure, transparent and immutable way. It is the basis for cryptocurrencies, smart contracts and projects such as EthicHub.
Un Blockchain Explorer is a tool that allows you to check all transactions, blocks, Wallets and contracts registered on a public blockchain. It provides transparency and traceability.
Individuals or groups who receive a loan. In EthicHub, they are farmers organized and assessed by local originators.
An exchange platform managed by an entity that acts as an intermediary. It offers ease of use but requires trusting a third party.
A structure where control and information are concentrated in a single entity or node. This contrasts with decentralized networks like blockchain.
At EthicHub, the Circles of Trust are social networks that support originators and borrowers. This community system reinforces reliability and reduces risk.
A global phenomenon caused mainly by human activities that alter the climate. EthicHub helps mitigate its effects through regenerative agricultural practices and fair trade.
A cold wallet is a digital wallet kept offline. It provides greater security against cyberattacks.
EthicHub system where several users guarantee loans using ETHIX, creating a safety net for investors. It encourages decentralization and community engagement.
Compound is a DeFi protocol that allows you to lend and borrow cryptocurrency. Its native token is COMP. It is one of the pillars of the decentralized finance ecosystem.
Pre-approved access to financing up to a defined limit. At EthicHub, community credit lines are granted to agricultural originators in the coffee sector.
Financing a project through small contributions from multiple people. At EthicHub, this model allows supporting agricultural communities.
It is a form of collective financing in which multiple people contribute small amounts to a project. EthicHub applies this model to the agricultural coffee sector.
A crypto bridge connects two different blockchains, allowing assets to be transferred between them. They are essential for interoperability in Web3.
Digital assets that use cryptography to ensure secure and decentralized transactions. Bitcoin, Ethereum, and ETHIX are examples of cryptocurrencies.
A decentralized stablecoin project pegged to the euro. It aims to facilitate stable and fast payments within the European crypto ecosystem.
A decentralized stablecoin pegged to the US dollar, created by the MakerDAO protocol. It is widely used in DeFi due to its stability.
A DAO is a decentralized organization that operates without a central authority, governed by rules programmed into smart contracts. Its decisions are made through open voting using governance tokens.
A decentralized application that runs on a blockchain. Unlike traditional apps, it does not rely on centralized servers and typically uses smart contracts.
An ecosystem of open, decentralized, and accessible financial products that operate on blockchain without intermediaries. EthicHub is an example of DeFi applied to social and agricultural impact.
A key principle in blockchain where power and decision-making are distributed among multiple nodes or actors. It promotes transparency, security, and resistance to censorship.
It refers to any system or process that does not rely on a central entity, but is instead distributed among many participants. EthicHub promotes a decentralized financial model for rural inclusion.
A dAPI is a decentralized API, meaning it has no central server controlling the data. It increases transparency and security in Web3 applications and smart contracts.
An exchange platform that operates without intermediaries, using smart contracts. Users retain full control of their funds.
A network in which data and decisions are distributed among multiple independent nodes, without a central authority. It is the foundation of blockchain and Web3.
A situation in which a borrower does not repay a loan within the agreed time frame. In EthicHub, collective collateral helps cover these events, protecting the investor.
The percentage of loans that have not been repaid within a given period.
EthicHub maintains a historical default rate close to 0%, thanks to its collective collateral model.
Deforestation is the loss of forested areas, largely caused by industrial agricultural practices. EthicHub promotes regenerative farming that helps slow down this problem.
A technological structure where processing and storage are shared across many connected devices. All blockchain networks are distributed, but not all are decentralized.
It refers to ownership in a company. In startups, it translates into shares or equity that can increase in value as the project grows.
Ethereum is an open-source blockchain network that enables the execution of smart contracts and DApps. It is the foundational infrastructure for many DeFi projects, including those of EthicHub.
Members of the EthicHub community who participate as investors, guarantors, originators, or collaborators.They share values of sustainability, inclusion, and ethical finance.
ETHIX is the EthicHub impact token, used to secure agricultural loans and earn participation rewards. Its value is not only financial, but also social and regenerative.
A platform that allows users to buy, sell, or exchange cryptocurrencies. These can be centralized or decentralized.
Fear of missing out on an investment opportunity or trend. It is common in volatile markets like cryptocurrency and can lead to impulsive decisions.
A decentralized Web3 social-networking protocol based on digital identity and user control. It enables the creation of platforms where people retain ownership of their data.
Currency issued by a government (such as the euro, dollar, or peso) and not backed by a physical asset. In crypto, it is used as a reference for stablecoins and investment value.
A situation in which individuals or communities do not have access to basic financial services such as loans, savings, or insurance. EthicHub combats this exclusion through technology and collaboration.
Equitable access to financial services such as credit, savings, and insurance. It is one of EthicHub’s main goals with its DeFi model.
Combination of “financial” and “technology”. They are companies that use technology to provide innovative financial services. EthicHub is a clear example of fintech with social impact.
A field of study that analyzes strategic decision-making among agents. Applied in Web3 to design tokenized economies and incentive models like ETHIX.
Gas is the unit that measures the computational cost of executing operations on a blockchain such as Ethereum. Every transaction or smart contract needs gas to be processed.
It works as a collective backup fund that covers loans in case of default when there is no specific collateral for an originator. It strengthens the security of the ecosystem.
Collaborative software development platform where Web3 and blockchain projects publish their open source. EthicHub shares its smart contracts there to ensure transparency.
Green coffee is the unroasted bean, as it is obtained after post-harvest processing. It is the product traded at origin and purchased by roasters for transformation
Un Hash is an alphanumeric sequence that represents encrypted data, generated by a mathematical function. It is used to ensure integrity and authenticity in blockchain.
Non-profit organization that works to eradicate hunger and poverty. Collaborate with EthicHub on agricultural initiatives with a social impact.
A mechanism through which participants’ actions generate rewards that strengthen the system. In EthicHub, loans and collective collateral create an incentive loop that protects investors and/or guarantors and benefits the farmers.
Yield is the percentage of profit earned by lending money or investing capital. In EthicHub, investors receive interest for supporting farmers.
Individuals or entities that allocate capital with the expectation of earning a return. In EthicHub, investors also generate positive impact by financing regenerative agriculture.
A mandatory process in many financial services to verify users’ identities. At EthicHub, it is applied to originators and borrowers for enhanced security.
Users who provide capital on lending platforms like EthicHub, receiving interest in return. They are investors who supply liquidity to productive projects.
The ability of an asset to be quickly converted into cash without losing value. Liquidity is essential in exchanges and DeFi pools.
DeFi technique that rewards users for providing liquidity to a protocol. Tokens are received in exchange for the capital contributed.
A shared pool of tokens locked in a smart contract to facilitate exchange operations or loans. They are essential in decentralized exchanges and DeFi platforms.
The mainnet is the primary network of a blockchain where transactions are real. It is the environment where projects operate outside of testing (testnet).
Master key that can generate multiple derived private keys. Your loss compromises all access to a hierarchical wallet.
Master public key that allows you to generate multiple public addresses without exposing the private key. Commonly used in HD (hierarchical deterministic) portfolios.
MetaMask is a digital wallet that works as a browser extension and mobile app. It allows users to store tokens, sign transactions, and connect with DApps on Ethereum and other compatible networks.
An immersive and decentralized digital space where users interact through avatars. It combines blockchain, NFTs, and virtual economy.
European regulation that aims to establish a legal framework for the use, issuance, and trading of cryptoassets. It affects stablecoin issuers, exchanges, and DeFi platforms.
The process by which transactions are validated and new blocks are created on certain blockchains (such as Bitcoin), using computational power. It requires significant energy consumption.
A non-fungible token, unique and unrepeatable, that represents digital or physical assets with verifiable ownership on the blockchain. It is used in digital art, music, video games, and more.
It is the cost paid to execute a transaction on a blockchain. It varies depending on the network and current congestion.
A device or computer that participates in a blockchain network by validating transactions and storing copies of the ledger.
Its distribution ensures decentralization.
It is a type of specific collateral that EthicHub users can provide with ETHIX to cover an originator’s default risk. This collateral generates rewards for participating in the trust system.
Trusted local actors in the EthicHub ecosystem who identify, organize, and support borrower farmers. They are key to the model’s traceability and sustainability.
Small agricultural producers who manage family farms of a reduced scale (between two and five hectares). They are the main beneficiaries of the EthicHub platform.
Minimum period that must pass before funds or rewards can be withdrawn from a DeFi platform. At EthicHub, it may apply to staking or collateral.
A blockchain where only certain users have access or permissions to validate transactions. It is used in business or institutional environments.
It is the cryptographic password that grants full access to a wallet. It must be kept secret, as losing it means losing the funds.
A consensus mechanism in which certain validated nodes are responsible for generating new blocks. It is based on reputation rather than computational power or staking.
A blockchain validation system where participants must lock (stake) tokens to validate transactions and receive rewards. It consumes less energy than Proof of Work.
A public key is the address you share to receive cryptocurrencies. It is generated together with the private key, but it does not grant access to the funds.
It is an open network where any user can participate, validate transactions and consult data. Example: Bitcoin, Ethereum, and the EthicHub blockchain.
A sudden surge in the price of an asset, usually caused by speculation or market manipulation (pump & dump). It requires caution to avoid impulsive decisions.
A movement within Web3 that promotes regenerative finance: economic models that restore ecosystems and communities. EthicHub is a ReFi platform that drives sustainable agriculture.
Real-world assets (such as real estate, commodities, or coffee) that are digitally represented on the blockchain through tokens. EthicHub tokenizes coffee as a real-world asset.
Professionals or companies that transform green coffee into roasted coffee for consumption. EthicHub directly connects roasters with coffee growers at origin.
An international organization that sets quality standards for specialty coffee. Its scores are key in the commercialization of the coffee supported by EthicHub.
A global agenda of 17 goals promoted by the UN to eradicate poverty and protect the planet. EthicHub contributes especially to SDGs 1, 2, 8, 9, 10, 12, 13, 15, and 17.
They are self-executing programs stored on the blockchain. They allow the creation of agreements without intermediaries, with full transparency and security. EthicHub uses smart contracts to manage agricultural loans.
A cryptocurrency whose value is pegged to a stable asset such as the dollar or the euro. It is used to reduce volatility in DeFi transactions and loans.
The act of locking tokens on a blockchain network to support its operation and earn rewards. At EthicHub, you can stake ETHIX to guarantee agricultural loans.
People or entities with a vested interest in the functioning of a project. At EthicHub, stakeholders include investors, farmers, originators, and strategic partners.
A blockchain validation and reward mechanism based on locking tokens. It supports secure and sustainable networks as an alternative to mining.
Mecanismo de validación y recompensa en blockchain basado en el bloqueo de tokens. Favorece redes seguras y sostenibles como alternativa a la minería.
A pooling of funds from multiple users that is used to validate transactions or guarantee projects. It allows participation in staking with smaller amounts of capital.
The supply chain represents the journey a product takes from its origin to the final consumer. EthicHub improves the agricultural supply chain with traceability, direct trade, and blockchain.
The ability of a system to sustain itself over time without depleting resources. EthicHub promotes social, economic, and environmental sustainability.
Unidad digital con valor, creada y gestionada en una blockchain. Puede representar activos, derechos de voto o acceso a servicios.
The process of representing physical assets or digital rights through tokens on a blockchain. EthicHub is moving toward the tokenization of coffee as a real asset.
A set of rules that determine the issuance, distribution, and use of a token within an ecosystem. At EthicHub, the tokenomics of ETHIX are designed to align incentives and protect impact.
A structure that defines the purpose, utility, issuance, and distribution of a token within an ecosystem. A well-designed tokenomic model ensures sustainability and growth of an ecosystem.
The ability to track a product’s journey from its origin to the final consumer. At EthicHub, coffee traceability is ensured through blockchain, guaranteeing transparency, quality, and fair trade.
The act of buying and selling financial assets (here, cryptocurrencies) with the goal of generating profit. It can be manual or automated, short-term or long-term.
A financial model based on banks and intermediaries to grant loans. Many rural communities are excluded from this system.
A term used to describe people who do not have access to traditional financial services. EthicHub works to offer sustainable alternatives to unbanked communities.
One of the most widely used decentralized exchanges (DEX) in the DeFi ecosystem. It allows tokens to be swapped automatically through smart contracts and liquidity pools.
Vested tokens are those locked for a specific period and released gradually. This system is used to align incentives between teams and communities.
Mecanismo que define cómo y cuándo se desbloquean los tokens otorgados a usuarios, inversores o colaboradores. EthicHub aplica vesting para distribuir ETHIX de forma sostenible.
A wallet or digital wallet is a tool that allows you to store, send, and receive cryptocurrencies. It can be hot (online) or cold (offline).
Evolución de internet basada en blockchain, donde los usuarios tienen el control de sus datos, identidad y activos. EthicHub es parte activa del ecosistema Web3 con una propuesta de impacto real.
In crypto, a whalebone is a person or entity that owns large quantities of a digital asset, and whose activity can influence the market.
Technical documents that explain the operation, objectives and economic model of a crypto project. They are key to evaluating the viability of Web3 and DeFi initiatives.
A technological structure where processing and storage are shared across many connected devices. All blockchain networks are distributed, but not all are decentralized.
DeFi investment strategy that involves moving funds between platforms to maximize returns. It involves high risks and requires technical knowledge.
